RATING COMITTEE MEETING AND ITS PHASES
Rating Decision
Under the light of the information obtained as a result of the examination done, firm specialists that give out loans, prepare a report that evaluates the firm. This report, which is supported by their own views is presented to the rating committee. At the meeting of the established comittee, specialist anaysts, who have prepared the reports give information about the financial statistics and comparative analysis by making a detailed presentation. Under the light of the criteria specified above, this information includes issues like;
* The evaluation of the strategic and financial management of the firm,
* Considering the structure of the sector in which the firm operates, competition situation of the firm, production capacity, etc…
* Inancial analysis
* Financial programs and business politics,
* Rating proposals.
Revalation of the rating
At the end of the comittee meeting done, a rating about the firm is determined. The result is announced to the firm/corporation with its reasons.
Tracking the rating
The responsibility of the firm and its managers that gives out loans for their own partners and and board of directors is to rove the validity of the rating given during the debt term. After the rating process is complete, the firms that gives out the loan continues to track the realted firm.
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